Ecobank Transnational Incorporated has released its unaudited financial results for the year ended December 31, 2025, posting strong earnings growth driven by higher revenue, improved operating performance, and balance-sheet expansion.
Gross earnings rose by 14 percent to ₦4.82 trillion, compared with ₦4.21 trillion recorded in the 2024 financial year. Revenue increased by 18 percent to ₦3.67 trillion, up from ₦3.11 trillion in the prior year.
Operating profit before impairment charges climbed 29 percent year on year to ₦1.89 trillion, reflecting stronger core banking performance across the group’s operating markets.
Profitability Strengthens
Profit before tax increased by 30 percent to ₦1.28 trillion, compared with ₦986.70 billion in 2024, while profit after tax rose by 29 percent to ₦950.00 billion, up from ₦735.90 billion recorded in the previous year.
For the fourth quarter ended December 31, 2025, profit after tax stood at ₦247.60 billion, marginally higher than ₦244.02 billion recorded in the corresponding quarter of 2024. Quarterly revenue declined slightly by 1 percent to ₦959.64 billion, reflecting moderating earnings momentum in the final quarter.
Balance Sheet Expansion
Ecobank Group’s balance sheet expanded during the year, with total assets increasing by 14 percent to ₦49.44 trillion, from ₦43.30 trillion as at December 2024.
Deposits from customers rose by 15 percent to ₦36.45 trillion, compared with ₦31.64 trillion in the prior year, underscoring continued customer acquisition and deposit mobilisation across its pan-African footprint.
Loans and advances to customers increased by 11 percent to ₦17.09 trillion, up from ₦15.35 trillion as at December 2024.
Total equity strengthened significantly, rising 50 percent year on year to ₦4.17 trillion from ₦2.78 trillion, supported by retained earnings and improved profitability.
Management Signatories
The unaudited financial statements were signed by Jeremy Awori, Group Chief Executive Officer, and Ayo Adepoju, Group Executive Director and Chief Financial Officer.
The Group Chief Executive Officer, who is a signatory to the financial statements, was granted a waiver by the Financial Reporting Council of Nigeria permitting him to sign the financial statements without indicating an FRC registration number.
Market Context
The FY 2025 unaudited results reflect Ecobank Group’s continued focus on revenue diversification, operating efficiency, and balance-sheet resilience amid varying macroeconomic conditions across its operating regions.
With double-digit growth in revenue, profit, deposits, and equity, the group’s latest performance reinforces its position as one of Africa’s largest and most profitable banking groups by asset size.
