For eleven years, Zedvance Finance Limited was the name Nigerians whispered when they needed a personal bridge, a quick loan for school fees, a retail boost, or a family emergency.
But beneath the surface of its retail success, a larger vision was brewing.
In early 2025, the company decided to turn its gaze toward the backbone of the nation: the commercial enterprises that keep Nigeria’s heart beating.
They launched Zedvance Commercial Solutions, and in just twelve months, what began as a strategic expansion turned into a credit revolution.
The numbers tell a story of aggressive, purposeful growth. In only a year, Zedvance has funneled over ₦96 billion into the hands of Nigerian business owners.
This isn’t just a disbursement figure; it is the fuel for thousands of growth stories across the country’s most vital sectors.
From the high-stakes world of Oil & Gas to the fast-paced digital corridors of Fintech and E-commerce, Zedvance has moved beyond being just a retail lender.
By bridging the notorious gap between enterprise ambition and access to capital, the firm has cemented its legacy not just as a financial provider, but as a silent partner in Nigeria’s economic resurgence.
After a decade of empowering individuals, Zedvance is now proving that when you empower an enterprise, you move a nation.
Through offerings such as working capital, invoice/PO financing, equipment and trade finance, and ecosystem-based solutions, Zedvance enables access to liquidity for buy-now-pay-later providers, asset acquisition, and cross-border credit lines for imports & exports, aiding business expansion and strengthening operational resilience in a dynamic economic environment.
Speaking on the importance of flexible and tailored financing, Adedayo Amzat, group managing director of Zedcrest Group, noted that Zedvance Finance, operates a model that is specifically purpose-built to bridge financing gaps and support business growth.
“We are proud of our accomplishments so far, especially the impact we’ve made in sectors that are critical to economic development. For instance, through solar and asset on-lending, we have helped to expand energy access and improve income opportunities for gig workers by financing mobility asset platforms across Nigeria. Because our customers are at the heart of our business, we were intentional about designing our flagship product, ‘Liquidity Solutions’ to allow businesses unlock faster credit delivery across all high-growth sectors. This has proven impactful as we continue to witness our clients record great successes,” Amzat said.
Highlighting the unique value of the offering, Amzat added that Liquidity Solutions provides tailored financing structures such as inventory purchase, invoice financing, and import financing, which empower businesses to optimise cash flow, accelerate turnover, and scale with confidence.
Commenting, Ayooluwa Oladimeji, acting executive director, Commercial Solutions, explained that Zedvance leverages technology, product innovation, deep sector expertise and risk-moderated structures to deploy diverse funding solutions, including multi-currency credit lines, BNPL facilities, and equipment financing across automotive, renewable energy, manufacturing, fintech, and trade distribution sectors.
“In 2025 alone, Zedvance Commercial Solution business recorded tremendous growth, driven by strong partnerships and a rapidly expanding portfolio. We are proud to have supported a range of businesses including; Shekel Mobility, Tradegrid, Sapphire, CredPal and other ecosystem partners. Beyond these successes, our focus remains on strengthening credit access across Africa’s commercial ecosystems to enable businesses scale with confidence and resilience”, he said
Building on its strong momentum, Zedvance is poised to expand its reach further in 2026, targeting over ₦250 billion in funding across key economic sectors including off-grid power, smart devices and home equipment, vehicle dealerships and mobility platforms, agribusiness and manufacturing, consumer and industrial goods distribution and hospitality.
This expansion reinforces its mission to accelerate enterprise growth by providing faster and broader access to credit across Africa.
